Pennsylvania Workers Compensation Laws

Workers compensation law, rules and policy information for Pennsylvania

Choose a Different State
for its Work Comp
Rules and Information

Related Pages:

State: Pennsylvania

Updated: Rating Payroll 08-13-2023

Authority/State Rating Bureau: A non-NCCI state. The rating authority is somewhat unique in that Pennsylvania shares with Delaware a non-NCCI classification system. The rating bureau is the Pennsylvania Compensation Rating Bureau and can be contacted at:

Pennsylvania Compensation Rating Bureau
United Plaza Building – Suite 1500
30 South 17th Street
Philadelphia, PA 19103-4007
215-568-2371
Pennsylvania Rating Bureau

Compulsory: Yes

Private Insurance: Allowed

Self-Insurance: Allowed

State Fund: A competitive state fund. Operated by the State Workers Insurance Fund (SWIF.) Contact them at:

State Workers’ Insurance Fund
100 Lackawanna Avenue
P.O. Box 5100
Scranton, PA 18505-5100
(570) 963-4635
State Workers Insurance Fund (SWIF)

Assigned Risk: Administered by the State Workers Insurance Fund

Assigned Risk Contact Information: Administered by the State Workers Insurance Fund, contact at: State Workers Insurance Fund (SWIF)

Numerical Exceptions: None – See special notes for additional information.

Individual Waivers Allowed: No

Small Deductible Program Details:
Allowed: Yes – Mandatory that insurance carriers make available
Deductible Range: $1,000; $5,000 ;$10,000
Type: Medical and Death Benefits
Effect on Experience Rating: Unknown
Available In: Unknown
Special Note: Established under Act 44 of 1993. Pennsylvania Insurance Department has established the three deductible levels shown above. Insurance carriers may offer different deductibles and premium credit upon approval of the insurance department.
For More Information About How Deductible Programs Work

Sole Proprietor: Excluded from coverage. Effective 8-29-11 can elect to be included in coverage. If included the rating payroll is an annual minimum of $23,400 and maximum of $111,800 as of 4-1-2012, $28,600 / $114,400 as of 4-1-2013, $33,800 / $119,600 as of 4-1-2014. Weekly minimum of $850 and maximum of $2,400 as of 4-1-2016. Weekly minimum of $978 and maximum of $2,450 as of 4-1-2017. Weekly minimum of $995 and maximum of $2,500 as of 4-1-2018. $1,025 / $2,550 as of 4-1-2019. $1,049 / $2,600 as of 4-1-2020. $1,081 / $2,700 as of 4-1-2021. $1,130 / $2,850 as of 4-1-2022. $1,205 / $3,000 as of 4-1-2023.

Partners: Excluded from coverage. Effective 8-29-11 can elect to be included in coverage. If included the rating payroll is an annual minimum of $23,400 and maximum of $111,800 as of 4-1-2012, $28,600 / $114,400 as of 4-1-2013, $33,800 / $119,600 as of 4-1-2014. Weekly minimum of $850 and maximum of $2,400 as of 4-1-2016. Weekly minimum of $978 and maximum of $2,450 as of 4-1-2017. Weekly minimum of $995 and maximum of $2,500 as of 4-1-2018. $1,025 / $2,550 as of 4-1-2019. $1,049 / $2,600 as of 4-1-2020. $1,081 / $2,700 as of 4-1-2021. $1,130 / $2,850 as of 4-1-2022. $1,205 / $3,000 as of 4-1-2023.

Corporate Officers: Included in coverage/may elect to be exempt. When included the rating payroll is banded between a minimum of $20,800 and a maximum of $109,200 as of 4-1-10, $23,400 / $111,800 as of 4-1-2012, $28,600 / $114,400 as of 4-1-2013, $33,800 / $119,600 as of 4-1-2014. Weekly minimum of $850 and maximum of $2,400 as of 4-1-2016. Weekly minimum of $978 and maximum of $2,450 as of 4-1-2017. Weekly minimum of $995 and maximum of $2,500 as of 4-1-2018. $1,025 / $2,550 as of 4-1-2019. $1,049 / $2,600 as of 4-1-2020. $1,081 / $2,700 as of 4-1-2021. $1,130 / $2,850 as of 4-1-2022. $1,205 / $3,000 as of 4-1-2023.

LLC Members: Excluded from coverage – Section 301(a) of the Workers Compensation Act (Act), 77 P.S. Section 431, only requires employers to maintain workers compensation coverage on their employees. Section 104 of the Act, 77 P.S. Section 22, states that the “employee” as used in the Act is synonymous with servant and includes “natural persons who perform services for another for a valuable consideration, exclusive of persons whose employment is casual in character and not in the regular course of the business of the employer..” To the extent that LLCs have no employees, i.e., its only workers are members, it has no employees and no workers compensation liability. However, should a member withdraw from the LLC and become an employee or the business adds a part-time or a full-time employee, it would then be required to insure its workers compensation liability. If LLC Members elect to be included in coverage the rating payroll used would be – Weekly minimum of $850 and maximum of $2,400 as of 4-1-2016. Weekly minimum of $978 and maximum of $2,450 as of 4-1-2017. Weekly minimum of $995 and maximum of $2,500 as of 4-1-2018. $1,025 / $2,550 as of 4-1-2019. $1,049 / $2,600 as of 4-1-2020. $1,081 / $2,700 as of 4-1-2021. $1,130 / $2,850 as of 4-1-2022. $1,205 / $3,000 as of 4-1-2023.

Election or Rejection of Coverage Form:

Other Pennsylvania Workers Compensation Forms: Pennsylvania Workers Compensation Forms. This link will take you to the Pennsylvania State Website forms page for access to other state workers compensation forms. Check here for the most current 509 and 513 forms.

Notes About Forms: Be sure to check with your insurance company for additional forms they may use.


Contractors: Consideration has been given to questions which have arisen regarding the classification procedure for a subcontractor who performs a single type of work on a contracting project or job. This situation is illustrated by Code 603, Sewer Construction, where portions of the work such as excavation may be subcontracted.

Consistent with the classification treatment which has been generally observed, it has been ruled that such subcontracted work shall be classified on the basis of the classification describing the particular type of work involved. Thus, the subcontractor who only performs excavation work in connection with the construction of a sewer would be classified as Code 609, Excavation, rather than as Code 603, Sewer Construction.

The ruling in connection with concrete construction has been continued. This requires that all operations including making and erecting forms, placing reinforcing steel and stripping forms, when done by subcontractors, shall be assigned to the appropriate concrete construction classification.

These rulings apply only to insured subcontractors. Uninsured subcontractors, covered under
the principal contractor’s policy, will continue to be classified on the basis of the classifications which would apply if the work were performed by the principal’s own employees.

Special Notes: Workers compensation is compulsory as to all employments. Here are the exceptions:

Pennsylvania Workers Compensation Subrogation: State statute 77 PS 671 (section 319) is the Pennsylvania statute that addresses workers compensation subrogation for this state. Statute 77 PS 671 is actually found in the Pennsylvania workers compensation act table of contents under Article II, Damages by Action at Law; Use the link below to access this act. Once there you will have to scroll down to section 319.

Treatment of Maine Workers Working In Other States; Other States Workers Working In Maine, Extraterritorial, Reciprocity and Non-Compliance: Be sure to check with the Pennsylvania Department of Labor and Industry about this topic.